A financial sustainability worksheet
See exposure before it surprises you.
Map your revenue mix, identify concentration and timing risk, and stress-test which source would hurt most if it declined. The goal is not to predict the future; it is to act earlier with better information.
Revenue Concentration Risk Check
If one source disappeared tomorrow, how exposed would we be?
Start with the mix you know today. The calculator offers a transparent planning screen; it does not replace a cash forecast, funding agreement review, or professional financial advice. Your information remains in this browser.
Step 1 · Map the mix
Your current revenue sources
Enter the approximate share of the budget, recent direction, and your current risk judgment for each source. It is fine to leave a source at 0% if it is not part of the mix.
Entered total0%
| Revenue source | % of budget | Trend | Risk |
|---|
A mix total near 100% is a useful completeness check. The individual source risks and stress-test signals matter as much as the total.
Step 2 · Stress-test exposure
What could make a change hard to absorb?
Select each condition that is true today. Use evidence from your funding agreements, cash forecast, and conversations—not assumptions alone.
Your concentration profile
Use the mix and signals together.
The result is a conversation starter. It combines the largest entered share, stated high-risk sources, and the stress-test conditions your team identifies. Review the actual funding terms and cash timing alongside this view.
?
Start with the revenue map.
Enter your current mix and identify any relevant stress-test conditions to create an evidence-based exposure picture.
The result will explain the signals used once you enter data.
Your entries are saved only in this browser. Print the page or transfer the decisions to your internal planning workspace when you are ready.
Keep monitoring.
Review the mix quarterly, identify the next relationship or diversification action, and do not assume today’s resilience will persist without attention.
Plan now.
Map the vulnerable source, cash timing, replacement options, and a named 12-month diversification move before pressure accelerates.
Elevate leadership attention.
Stress-test a 25% decline, refresh the short-term cash view, contact priority funders or payers, and establish decision triggers.
Educational notice. This public planning tool is adapted from the Revenue Concentration Risk Check in the Funding the Mission in Uncertain Times Field Guide. It does not provide legal, financial, accounting, employment, or tax advice and should be used with professional judgment and the organization’s actual operating facts.